You pay per item successfully removed from your credit report. A small investment now saves you tens of thousands in lower interest rates.
per item
Mortgages, auto loans, student loans, and other installment accounts removed from your report.
per item
Revolving accounts, charge-offs, and collections tied to credit cards removed from your report.
per inquiry
Unauthorized or excessive hard inquiries dragging your score down — we get them removed.
Every plan includes
No legitimate company can guarantee specific outcomes. We guarantee our effort, dedication, and proven process.
Everything you need to know about our credit repair process, pricing, and what to expect.
We review your credit reports from all three bureaus (Experian, Equifax, and TransUnion) to find every inaccurate, unverifiable, or unfair negative item that's keeping your score low. We then dispute and remove those items. As they come off your report, your score goes up — and that means better interest rates on mortgages, car loans, credit cards, and everything else.
Most clients see their score rise significantly within 1 to 3 months. Some see results in under 30 days. The faster your score goes up, the sooner you can get approved for the loans and rates you need. During your free consultation, we'll give you a realistic timeline for your situation.
We require a deposit of $300–$500, then you only pay when we successfully remove items from your report. Here's the real question: is it worth it? Consider this — raising your score from a 580 to a 720 can save you $20,000–$50,000+ in interest on a mortgage alone. The investment in credit repair pays for itself many, many times over.
It depends on the loans you're applying for, but the savings are real and significant. On a $300,000 mortgage, the difference between a 5% and a 7% rate is over $48,000 in extra interest. On a car loan, you could save $3,000–$8,000. Even your credit card rates drop. A higher score saves you money on everything.
We'll be straight with you: in this industry, nothing is guaranteed. If someone promises you a specific score, they aren't being honest. What we can guarantee is our commitment, our proven process, and our relentless effort to raise your score as high as possible. Our track record speaks for itself — and the savings our clients see are very real.
Absolutely. We'll review your credit reports, show you exactly what's dragging your score down, and explain how much you could save with a higher score — all at zero cost with zero obligation. No pressure, no gimmicks. You decide if Belmont is right for you.
We handle everything that's hurting your score: late payments, collections, charge-offs, repossessions, foreclosures, bankruptcies, tax liens, judgments, and inaccurate personal information. Each item removed raises your score and gets you closer to the rates that save you real money.
No. Disputing items is your legal right under the Fair Credit Reporting Act (FCRA) and does not negatively impact your score. In fact, it's the opposite — as inaccurate negative items are removed, your score goes up, and you start qualifying for better rates immediately.
Right now, your low score is costing you money on every loan, every credit card, every monthly payment. Let us raise your score so you stop overpaying and start saving tens of thousands of dollars.